Keeping Medical Bills Payable

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There are many factors to consider and compare when picking an insurance plan, but two key components are coverage and cost:

• First, you want to make sure the providers (your primary care doctor, specialists, hospitals, etc.) that you use or want to use are in-network and participating with the plan you choose. 

• Second, you pay a monthly bill to your insurance company (a "premium"), even if you don’t use medical services that month. You pay out-of-pocket costs, including a deductible, when you get care. It’s important to think about both kinds of costs when shopping for a plan.