Question 1

What’s the difference between Medicare Advantage and a Medicare Supplement?

Accepted Answer

Medicare Advantage and Medicare Supplement are different types of Medicare coverage. You cannot have both at the same time. 
 • Medicare Advantage bundles Part A and B often with Part D and other types of coverage. 
 • Medicare Supplement is additional coverage you can buy if you have Original Medicare Part A and B.

Question 2

What is Medicare Part D?

Accepted Answer

Medicare Part D is a program that helps people with Medicare pay for prescription drugs. It's offered by private insurance companies approved by Medicare, and you can enroll in a Part D plan alongside Original Medicare or as part o a Medicare Advantage plan that includes drug coverage. Part D plans have their own formularies (lists of covered drugs) and my have different costs and rules, depending on the provider and your location.

For a more detailed description of Medicare Part D, click here.(https://www.dworkininsurance.com/medicare-part-d)

Click here (https://www.dworkininsurance.com/medicarepartd1)f(https://www.dworkininsurance.com/medicarepartd1)or a step-by-step guide on how to sign up for a Medicare Part D plan.

Question 3

What is special about turning 65 with respect to health care?

Accepted Answer

In the United States, when you turn 65 and if you're already on Social Security, you'll be automatically be enrolled in Medicare Parts A and B, which cover hospital stays and visits to the doctor.

Question 4

Why do I need additional Travel Insurance if I already have domestic health insurance?

Accepted Answer

Most hospitals overseas will not accept your domestic health insurance card. They want your credit card instead because they expect payment up front before you receive care. If you’re not prepared to pay all your medical bills out of pocket, you need travel insurance.

Make sure you check your insurance policy BEFORE you travel overseas to see if your coverage extends to the country you are traveling to.

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